Open enrollment for the Affordable Care Act begins November 15, 2014 through February 15, 2015. During this time you may enroll for the first time, renew your current plan, or switch to a different plan. If you were enrolled in a plan for 2014, the benefit year ends on December 31, 2014.
"In the past, people buying coverage directly from an insurer could generally sign up any time of the year as long as they got through the medical underwriting process that insurers used to evaluate applicants. Not anymore." (see this Denver Post article for more)
1) As the end of March draws near, Connect For Health Colorado (CFHC) wants everyone to know that open enrollment is ending for health insurance throughout the state.