400,000 people can't be wrong. If they are, then I don't want to be right, since that's about the number of people who own Denver Public Library cards.
In Money Saving Manuevers Parts I and II, we discovered some innovative ways to keep your money in your pocket. Next, we'll see how your humble library card can help you save big bucks where kids are concerned, since, according to a recent USDA report, it now costs nearly $250,000 to raise one. And that's not including college.
In Part I, we looked at some simple ways to save money around the house, such as drinking tap water instead of pricey bottled brands and tackling DIY projects. But there are plenty of other areas where you can easily economize, like clothing, technology and travel.
Fifty years ago this month the first Surgeon General's report linking smoking to cancer and cardiovascular disease was published. The report, Smoking and Health, was released on a Saturday to minimize the effects on financial markets. The report completely changed the way Americans viewed cigarette smoking and tobacco use. In 1964 40% of adults in the U.S. smoked, today its 18%.
"I've got all the money I'll ever need, if I die by four o'clock."
The start of a new year is the perfect time to start saving money, whether it's for a household emergency, your kid's college tuition, a new car, or simply to protect yourself from our murky and unpredictable economy.
Effects of Cold on Morale: Cold produces lethargy. apathy, and slow and clumsy reactions which are accentuated by bulky clothing. Depression and discouragement, and a firm conviction that they are doing more than their share of the necessarily heavy work, are present in the minds of many individuals. Operations in Snow and Extreme Cold (FM 70-15, 1944)
I have to admit, this strikes a chord with me! As we face the highs and lows of winter in Colorado, a set of War Department documents from DPL's government documents collection shows an earlier generation coping when the work was heavier and clothes bulkier.
Here in Reference, we never know what the day might bring - we may help someone find the best location to open a marijuana store, locate a book on slot machine strategies, or be asked if we carry the "WD40" tax form.
2013 started out on a high note with Reference receiving the prestigious Westword "Best Of" Award for Best Homework Help Concierge Service "Designed for middle-school, high-school or adult students, the Denver Public Library's one-on-one aid is the way to go when you can no longer fake it with quick Google or Wikipedia searches." Our student appointments team saw a 52.6% increase over 2012 through our assistance to students from
"He had a small but comfortable flat off the King's Road, an elderly Scottish housekeeper -- a treasure called May -- and a 1930 4.5-litre Bentley coupe, supercharged, which he kept expertly tuned so that he could do a hundred when he wanted to.
"On these things he spent all his money, and it was his ambition to have as little as possible in his banking account when he was killed, as, when he was depressed he knew he would be, before the statutory age of forty-five."
If you Google the words "simplify life" your search will result in over 44 million hits. Although I didn't read them all, the general theme is to stop doing things that you don't want to do in order to leave time for the things you really enjoy.
The notion itself can provoke anxiety - how do you go about eliminating chaos, clutter and activities you'd rather not do? The answer is different for everyone, and there is no shortage of resources to begin the process. You could get inspired by reading Thoreau's Walden, learn how to take the drudgery out of housework (see video below) or see how one woman simplified her life by going "no poo."
Thomas Nast was one of the best known illustrators and cartoonists of the second half of the nineteenth century. He came to define the art of illustrating American political ideas and conflicts.
Nast was born in Germany in 1840 and came to the United States in 1846. A naturally gifted artist, Nast had only a year or two of formal art instruction when at 15 he apprenticed as a draftsman for Frank Leslie's Illustrated Newspaper and in 1862 he became a full time illustrator for Harper's Weekly where he had his greatest influence and success.
I knew it was time for a new (gently used) car when I drove by East High School and saw that my car, a seasoned Volvo wagon, was older and shabbier than all of the vehicles in the student parking lot.
The first step was finding out how much my car was worth as a trade-in. Although you can get a better price if you don't mind the hassle of selling your car on Ebay or Craigslist, I wanted to trade mine in, so I went to the Kelley Blue Book and the NADA Used Car Pricing websites. In addition to offering a detailed account of the worth of your car for trade-in, you can also find wholesale and private-party prices.